The Thaiger
Buying property in Thailand just got cheaper but does it apply to you?
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Thailand’s Cabinet approved an extension of reduced property transfer and mortgage registration fees on June 30, 2026, keeping the discount in place for another year as the previous version of the measure was due to expire that same day. For anyone weighing up buying property in Thailand, the extension matters, though the fine print determines exactly who benefits.
Key facts
- Government spokesperson Rachada Dhanadirek confirmed the Cabinet decision, which cuts the property transfer registration fee to 0.01%, down from the standard 2%, and the mortgage registration fee to 0.01%, down from the standard 1%
- Thailand’s Cabinet approved an extension of reduced property transfer and mortgage registration fees on June 30, 2026, keeping the discount in place for another year as the previous version of the measure was due to expire that same day
- Real estate prices grew just 0.63% year-on-year in the fourth quarter of 2025, according to Bank of Thailand data, which the government itself has cited as a reason for continued support measures
- The Ministry of Finance estimates the measure will support property transactions worth approximately 540.81 billion baht per year, generate an additional 305.81 billion baht in investment, and add 1.06% to GDP annually compared to a
- On a 6 million baht townhouse, the standard 2% transfer fee would run 120,000 baht
- Outside that narrow band, the standard transfer fee structure and who is responsible for paying it still applies, with transaction costs typically running between 2.5% and 6.3% of assessed value depending on how the cost is split between
Summary
Government spokesperson Rachada Dhanadirek confirmed the Cabinet decision, which cuts the property transfer registration fee to 0.01%, down from the standard 2%, and the mortgage registration fee to 0.01%, down from the standard 1%. The measure runs from the date it is published in the Royal Gazette until June 30, 2027, mirroring the structure of the version it replaces, which was approved by Cabinet on April 8, 2025.
The discount applies to two categories of property. The first covers residential buildings such as detached houses, semi-detached houses, and townhouses, or commercial buildings, including the land they sit on. The second covers registered condominium units. In both cases, the purchase price and the assessed value must not exceed 7 million baht, and any mortgage taken out against the property must also be capped at 7 million baht per contract. Partial unit sales are excluded.