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AI lender targets $650 million test of one-day equipment loans on blockchain rails

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Liam 'Akiba' Wright.

A private-credit experiment is moving from tokenized portfolios into real-business lending.

Key facts

Summary

Fi and W3 plan to move a $650 million private-credit equipment-finance pipeline onto blockchain rails over four years. 02 The experiment could show whether AI can compress underwriting into a day while still funding real-business loans faster. 03 The hard part is still loan performance: collateral, servicing, liquidity, and recovery data will decide if the model holds. Equipment-financing lender Trad. The plan targets U.S. equipment financing for sectors including manufacturing, industrial electrical infrastructure, and residential solar, with AI assessing risk, conducting due diligence, and pricing loans quickly enough to compress a process that can take months into a single day for small and mid-sized businesses.

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