Three questions deserve more attention: how client cash is managed
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Key facts
- The statute becomes effective on the earlier of January 18, 2027, or 120 days after the primary federal payment stablecoin regulators issue final implementing regulations
- The GENIUS Act was signed into law on July 18, 2025
- It separately directs the federal payment stablecoin regulators, state payment stablecoin regulators and the Secretary of the Treasury to coordinate to promulgate rulemaking by July 18, 2026
- In today’s newsletter, Beth Haddock reviews the three due diligence questions advisors should be asking in 2026: how client cash is managed, how regulatory assumptions should be disclosed
Summary
You’re reading Crypto for Advisors, CoinDesk’s weekly newsletter that unpacks digital assets for financial advisors. In today’s newsletter, Beth Haddock reviews the three due diligence questions advisors should be asking in 2026: how client cash is managed, how regulatory assumptions should be disclosed and how to manage liability when AI executes crypto trades. Then, in “Ask an Expert,” Aaron Brogan reviews the GENIUS Act implementation timeline, how things will change once it’s here and what to do in the meantime. As digital money, shifting regulatory requirements and AI-enabled infrastructure mature, advisors need to revisit what legal and regulatory diligence covers.