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Bitcoin Hormuz payments for ship insurance will test crypto’s neutral money thesis

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Why long-term crypto holders borrow against assets instead of selling.

A Bitcoin-settled insurance mechanism for Strait of Hormuz would turn Bitcoin’s “neutral money” thesis into a geopolitical test case.

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Summary

IRGC-affiliated Fars News reported on May 16 that Iran launched a platform called Hormuz Safe, offering digital insurance for vessels transiting the Strait of Hormuz with premiums settled in Bitcoin. A document cited by Fars's reporter indicated Iran's Economy Ministry had been developing the mechanism since early May, with projected revenue above $10 billion. The platform's website features a “Coming Soon” page, along with text describing fast, cryptographically verifiable insurance settled via Bitcoin. In April, Greek maritime risk firm MARISKS warned shipping companies that fraudulent messages impersonating Iranian authorities had demanded Bitcoin or USDT payments for Hormuz clearance and declared them a scam.

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