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The crypto industry’s Clarity Act hits a critical juncture: Where things stand going into Senate markup

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Sens. Tim Scott (R-S.C.) and Elizabeth Warren (D-Mass.) whisper to each other during a Senate committee meeting.

The Clarity Act, a landmark bill that would create a U.S. regulatory framework for the crypto industry, is set to undergo a Senate committee markup starting Thursday.

Key facts

Summary

Clarity, short for Digital Asset Market Clarity Act, passed the House of Representatives last year but has faced setbacks in the Senate Banking Committee as banks and stablecoin companies squabble over the question of how and when rewards can be paid on stablecoin balances. Members of the Senate Banking committee have filed over 130 proposed amendments ahead of Thursday’s markup, with 44 coming from Sen. While some of the proposed amendments are minor, others seek to advance the position of opponents to the bill, which include banking interests who fear stablecoins could denude bank deposits, and those who fear crypto’s expansion is fraught with ethical and national security implications.

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