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As 401(k) balances swell, financial advisors warn of retirement planning pitfalls

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Gregory Hutchison, 72, is living most people's retirement dream.

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He and his wife sold their home and downsized to a smaller house by the water in Snow Hill, Maryland, where he likes to go boating. "I don't live a lavish life, but I have enough to go out to dinner every night, if I want to, with my wife," he said. Even so, Hutchison said he wishes he had consulted with a financial advisor sooner. "I got lucky," he said of his savings.

Read full article at CNBC Technology →